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Individual Health Insurance

Personal Health Insurance Plans for Individuals and Families

Individual Health Insurance Singapore

Silver, Gold, or Platinum—choose the individual health insurance plan that fits your personal and family healthcare needs.

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International Medical Insurance Plans

Our international medical insurance plans provide comprehensive individual health insurance coverage, including inpatient, day patient, and accommodation costs. All plans include full cancer care, mental health support, and access to digital health tools.

Gold and Platinum tiers also offer maternity (inpatient and day patient) benefits.

Silver Plan

What the Silver Plan Covers

The Silver plan offers essential international inpatient and day patient cover, making it a suitable entry-level individual health insurance plan.

  • Annual Benefit Limit: $1,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Newborn care cover

Gold Plan

What the Gold Plan Covers

The Gold plan provides comprehensive coverage with higher annual limits and added benefits such as inpatient maternity care.

  • Annual Benefit Limit: $2,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient maternity

  • Access to our Safe Travel app

Platinum Plan

What the Platinum Plan Covers

Our highest level of individual health insurance offers an unlimited annual limit, with most benefits paid in full.

  • Annual Benefit Limit: Paid in full

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient maternity

  • Mental and behavioural health care paid in full

  • Access to our Safe Travel app

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Standard Benefits With All Individual Health Insurance Plans

Essential Hospital Stays and Treatments

Includes surgeons’ fees, specialist consultations, hospital accommodation, nursing, and medication

Choice of Area of Coverage

Choose your preferred area of coverage, deductible, and cost-share options based on your needs and budget

Mental and Behavioral Health

Coverage for mental and behavioral health treatment, plus full cancer care across all plans

Access to Cigna Healthcare Support

Support from Cigna Healthcare doctors and nurses through our Clinical Case Management program

Telehealth Services

24/7 access to healthcare tools via the Cigna WellbeingTM App, including global telehealth consultations

Secure Online Dashboard

Manage your policy and submit claims easily through our secure online Customer Area

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Optional Add-On Benefits

Enhance your individual health insurance coverage by adding optional benefits:

International Outpatient Coverage

International Evacuation & Crisis Assistance Plus™

International Health & Wellbeing Programs

International Vision & Dental

Get a Quote Today

Let our consultants prepare a customized health insurance individual policy tailored to your needs.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg)

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.

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© Cigna Healthcare. All rights reserved.

Cigna Europe Insurance Company S.A.-N.V. Singapore Branch (Registration Number: T10FC0145E), is a foreign branch of Cigna Europe Insurance Company S.A.-N.V., registered in Belgium with limited liability, with its registered office at 152 Beach Road, #33-05/06 The Gateway East, Singapore 189721.

The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries, and not by Cigna Corporation. Such operating subsidiaries include Cigna Europe Insurance Company S.A.-N.V. Singapore Branch.