Individual Health Insurance
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Personal Health Insurance Plans for Individuals and Families

Silver, Gold or Platinum? Choose the best personal health core plan that’s right for you and your family’s needs.

International Medical Insurance Plans

Our international medical insurance provides cover for inpatient, daypatient and accommodation costs, as well as cover for cancer, mental health and much more. Our Gold and Platinum plans also cover you for maternity inpatient and daypatient care.


The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.

  • Annual Benefit Limit: $1,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Newborn care cover


Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.

  • Annual Benefit Limit: $2,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient Maternity

  • Access to our Safe Travel app


Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.

  • Annual Benefit Limit: Paid in full

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient Maternity

  • Mental and Behavioural Health care paid in full

  • Access to our Safe Travel app

All plans include the following as standard:

  • Essential hospital stays and treatments, including: surgeons and specialist consultation fees, hospital accommodation, nursing and medicines

  • The flexibility to choose an area of coverage that suits your circumstances, and deductible and cost share options that suit your budget

  • Access to support from Cigna doctors and nurses through our Clinical Case Management programme

  • Mental and behavioural health care and treatment, and full cancer care

  • Access to a suite of healthcare tools through the Cigna WellbeingTM App, including Global Telehealth consultations

  • Access to our secure online Customer Area to manage your policy and submit your claims

Enhance your personal health coverage by adding optional benefits:

International Outpatient

International Evacuation and Crisis Assistance PlusTM

International Health & Well-being

International Vision & Dental

Get a quote today

Let our consultants prepare a customised health and medical insurance plan that best meets your needs.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.