The Cigna Difference

We believe that healthcare should always be simple, affordable and predictable. This is why we go the extra mile to improve the health, wellbeing, and peace of mind of those we serve.

With in-depth knowledge of the local market’s needs and a diverse range of customisable plans, we are able to provide cost-efficient, quality health insurance and services with long-term values for you and your employees. This way, you can focus on what you do best - growing your business.

For Employers

Smart administration
Convenient online portals and apps with 24/7 support

Cost management solutions
Access to preferred rates, claims monitoring and fraud investigation

Flexible plan design
Flexible annual limit and modular options to match your company’s growth

For Employees

Access to care
Extensive local and global network of healthcare professionals and facilities

Direct billing at network providers
Cashless access and efficient Guarantee of Payments

Personalised programmes
Individually tailored preventive care and clinical services

Get customised recommendations via our Cigna representative.


Cigna provides globally compliant health and medical insurance plans in 30 countries and jurisdictions. We are also licensed by the Monetary Authority of Singapore to issue short-term group health insurance policies locally.

Enjoy competitive benefits, no matter what your company’s needs may be.

Cigna Care ConnectSM is ideal for

  • Companies with 20 - 149 employees*
  • Businesses looking for customisable, cost-efficient solutions that are more robust than the typical domestic plan
  • Companies looking for local group health coverage that is positioned between an entry-level domestic plan and a full-scale international plan**

* Not the company size that you are looking for? We also have tailored recommendations for Start-ups (2 – 19 employees) and MNCs (over 150 employees)

** Looking for a plan that caters more to your globally mobile employees? Check out our range of Global Health Benefits® products.

Key product features

  • Flexible annual limit and modular options that will allow you to customise the plan as your business, budget and needs evolve
  • Access to over 1000 panel doctors in Singapore
  • Direct billing for members residing in Singapore
  • Streamlined and fuss-free claim process via the mobile app or web portal
  • Personalised, employee-centric programmes, including our Case Management service
  • Innovative care resources and tools, such as our Cigna Virtual Clinic
  • 24/7 customer support

Terms and conditions apply

Smart administration

  • Available as a web portal and mobile app, Cigna Care ConnectSM is our secure, one-stop digital platform that delivers instant benefits and access by placing common tasks at your fingertips
  • This includes tracking plan usage, updating employee records, keeping track of annual limit balances, applying for Guarantee of Payment, submitting paperless claims, and more

Cigna’s unique range of programmes, activities and services are designed to provide our local and global members with 360° care across all stages of health.

Cigna Virtual Clinic
Introduces greater access and convenience for non-urgent care through virtual doctor consultations, complimentary doorstep medication delivery within 3 hours, and more

Case Management
Improves the overall care experience with Cigna’s individually assigned case managers that help to coordinate access to care, explore service and funding alternatives, as well as monitor progress for established, personal goals

Musculoskeletal Care Programme
Proactively identifies at-risk individuals and equips them with the proper knowledge to manage their physical health as well as improve clinical outcomes

And more

  • Lifestyle Management Programme
  • Mental Health Care Programme
  • Women’s Health Programme

We go beyond the duty of care

At Cigna, we are more than just a health service provider; we are your constant companions in your journey to total health and wellness. We look forward to a fruitful partnership that is tailor-made for your business’s unique demographic and needs.

Get in touch with our Cigna representative for more information on our health insurance products - we are always ready to help.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.