The Cigna Difference

We believe that health insurance and services should always be simple, affordable and predictable. This is why we go the extra mile to improve the health, wellbeing, and peace of mind of those we serve.

Vast geographical coverage
Extensive global network of healthcare professionals and facilities

Smart administration
Convenient online portals and apps with 24/7 support

Greater access to care
Pre-existing conditions are generally covered*

Direct billing at
network providers

Cashless access and efficient
Guarantee of Payments

Personalised, employee-centric programmes
Individually tailored preventive care and clinical services

* Terms and conditions apply

We are your dedicated partner in this shared journey to create a better, healthier world.

Explore collaboration opportunities with Cigna.


Cigna provides globally compliant health and medical insurance plans in 30 countries and jurisdictions. We are also licensed by the Monetary Authority of Singapore to issue short-term group health insurance policies locally.

Our plans are ultimately designed to be simple, flexible and customisable to meet your healthcare needs for both your work and life.

Key product features

  • No pre-authorisation or referral required (excluding organ transplant, hospice and palliative care, and international emergency evacuation)
  • Pre-existing conditions are generally covered with no waiting periods
  • Cashless, direct billing with over 1 million global network providers
  • Paperless claim submissions
  • Private single hospital room for inpatient treatments
  • Multilingual support 24/7, 365 days a year

Terms and conditions apply

Product CignaPrimeSM Cigna Spectrum Cigna Core Horizon Cigna Global Health Option
Ideal for Businesses with globally mobile employees Businesses looking for customisable plans to suit their budget and needs without compromising on quality Individuals who are transitioning from a global group plan to an individual plan Globally mobile individuals
Waiting Period *
Medical underwriting *

* When converting from CignaPrimeSM

Cigna Care ConnectSM is ideal for: Businesses looking for customisable, cost-efficient solutions that are more robust than the typical domestic plan.

Key product features

Ideal for: Businesses looking for customisable, cost-efficient solutions that are more robust than the typical domestic plan

  • Easy online administration
  • Flexible annual limit and modular options
  • No hidden costs
  • Streamlined and fuss-free claim process
  • Cigna Virtual Clinic
  • Customer support that is available daily and 24/7 for emergencies

Terms and conditions apply

Cigna’s unique range of programmes, activities and services are designed to provide our local and global members with 360° care across all stages of health.

Cigna Virtual Clinic
Introduces greater access and convenience for non-urgent care through virtual doctor consultations, complimentary doorstep medication delivery within 3 hours, and more

Case Management
Improves the overall care experience with Cigna’s individually assigned case managers that help to coordinate access to care, explore service and funding alternatives, as well as monitor progress for established, personal goals

Musculoskeletal Care Programme
Proactively identifies at-risk individuals and equips them with the proper knowledge to manage their physical health as well as improve clinical outcomes

And more

  • Lifestyle Management Programme
  • Mental Health Care Programme
  • Women’s Health Programme

Tailor-made plans, no matter your company size or needs

Get targeted recommendations to match your business’s growth goals


For companies with 2 – 19 employees


For companies with 20 – 149 employees


For companies with over 150 employees

We go beyond the duty of care

At Cigna, we are more than just a health service provider; we are your dedicated partner in this shared journey to create a better, healthier world. We look forward to building a fruitful and enduring partnership with you.

Get in touch with our Cigna team for more information - we are always ready to help.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.