The Cigna Difference

We believe that healthcare should always be simple, affordable and predictable. This is why we go the extra mile to improve the health, wellbeing, and peace of mind of those we serve.

With an extensive team and network of partners around the world, we are able to seamlessly provide quality health insurance and services for your employees, no matter where they may be globally.

For Employers

Easy administration

Smart management via the Cigna Envoy© web portal and mobile app

Cost management solutions

Global network with preferred rates and effective claims monitoring

Language capabilities

Access to global customer service teams in 35+ languages

Employee-centric programmes
Integrated health and wellbeing programmes to keep employees in good health

For Employees

24/7 global support

Access to over 1 million public and private healthcare professionals

Cashless transactions

Direct billing at Cigna’s network providers

Clinical & case management support
Personalised guidance by over 100 in-house doctors and nurses

Proactive care journeys

Preventative and clinical solutions based on individual risk assessments

Get customised recommendations via our Cigna representative.


Cigna provides globally compliant health and medical insurance plans in 30 countries and jurisdictions. We are also licensed by the Monetary Authority of Singapore to issue short-term group health insurance policies locally.

CignaPrimeSM is ideal for

  • Businesses with globally mobile employees
  • Companies with over 150 employees*

* Not the company size that you are looking for? We also have tailored recommendations for Start-ups (2 – 19 employees) and SMEs (20 – 149 employees)

Key product features

  • No pre-authorisation or referral required (excluding organ transplant, hospice and palliative care, and international emergency evacuation)
  • Pre-existing conditions are generally covered with no waiting periods
  • Cashless, direct billing with over 1 million global network providers
  • Paperless claim submissions
  • Private single hospital room for inpatient treatments
  • Multilingual support 24/7, 365 days a year

Terms and conditions apply

Smart administration

  • Available as a web portal and mobile app, Cigna Envoy© is our secure, one-stop digital platform that delivers instant benefits and access by placing common tasks at your fingertips
  • This includes tracking plan usage, updating employee records, keeping track of annual limit balances, applying for Guarantee of Payment, submitting paperless claims, and more

Cigna’s unique range of programmes, activities and services are designed to provide our local and global members with 360° care across all stages of health.

Cigna Virtual Clinic
Introduces greater access and convenience for non-urgent care through virtual doctor consultations, complimentary doorstep medication delivery within 3 hours, and more

Case Management
Improves the overall care experience with Cigna’s individually assigned case managers that help to coordinate access to care, explore service and funding alternatives, as well as monitor progress for established, personal goals

Musculoskeletal Care Programme
Proactively identifies at-risk individuals and equips them with the proper knowledge to manage their physical health as well as improve clinical outcomes

And more

  • Lifestyle Management Programme
  • Mental Health Care Programme
  • Women’s Health Programme

We go beyond the duty of care

At Cigna, we are more than just a health service provider; we are your constant companions in your journey to total health and wellness. We look forward to a fruitful partnership that is tailor-made for your business’s unique demographic and needs.

Get in touch with our Cigna representative for more information on our health insurance products - we are always ready to help.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( or

You may wish to seek advice from a qualified adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the product in question is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, if any, and we may recover from you any expense incurred by us in underwriting the policy.